ATM Capture

Bank Image Services

Transaction Journal-i fully automates the process of cheque deposits and customer service delivery, maximising the investment and running costs of ATMs.  Using image-based technology, the use of envelopes is eliminated, replaced with rapid image and data capture as a convenient entry point to a high quality end-to-end processing facility. Brochure 

  • accepts individual cheques without an envelope with a maximum specified by the Bank
  • captures an image of both sides of each cheque, including any endorsement
  • reads courtesy amount without customer input
  • detects and reads the MICR line
  • displays cheque image and courtesy amount on ATM screen for customer verification
  • cheques are held in a secure area and returned if customer rejects transaction
  • prints on either front or back of cheque
  • deposited cheques are securely stored in an area separate from ATM currency
  • image receipt generated at end of Service access
  • integrates data directly to existing counter and back-office systems                    

                   Features                                                    Benefits

  Automatic capture of data and images

  Increased speed and transaction integrity

  Early capture

  Extends processing day and allows faster  
  recognition of funds

  Rich data capture and validation

  Integrated image and data capture allows
  you to provide information to other systems
  to maximize financial management

  Consolidation server manages image
  files

  More efficient management and distribution
  of images to central site or back-office

  Automatic cheque deposit balancing and
  reconciliation processes                  

  Reduces work at the branch and at ATM
  balancing centres

  Real-time proving

  Reduced processing costs

  Less need for manual intervention

  Fewer errors, resulting in increased customer
  satisfaction, accelerated processing times,
  and fewer research and adjustment incidents

  Provides high-quality customer
  experience for deposit transactions

  Facilitates migrating deposits from the teller 
  queue to the ATM

  

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